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Why Insurance is the Center of the Financial Planning Universe FLEXCAST

Available Until

Your Desk

5.0 Credits

Member Price $245.00

Non-Member Price $282.00


In a world where unexplained critical insurance exposures are becoming the norm, this valuable and straightforward course helps you answer questions about insurance risk exposures and how to identify mitigation solutions, and why not having an adequate insurance plan can be devastating for your clients. Jeff Rattiner will walk you through the different types of insurance currently available; how to select the best insurance company; and the intricacies of life insurance, disability insurance, and the taxation of insurance products. This course also delves into how the insurance industry is regulated, the ins and outs of insurance distributions, and the current state of the insurance industry. All types of personal and business insurance will be discussed, including life, health, long-term care, disability, homeowners, automobile, liability, buy-sell agreements, executive bonus, death benefit-only plans, and a whole host of others. You will leave this class with a greater understanding of how to recognize potential insurance problems before they become a reality and address them through proper planning recommendations.


Managing risks. Selecting insurance companies. Transferring client risk. Marketplace products. Insurance client needs. Insurance contracts. Life insurance policy.



Designed For

CPAs, financial professionals, enrolled agents and attorneys.


Learn why insurance is the center of your client’s financial universe. Describe the varying risks affecting your clients and implement ways to manage each risk. Determine how to select insurance companies. Explain the role of insurance in transferring risk. Describe the different types of products in the marketplace. Determine each type of insurance your client needs. Quantify how much insurance your client really needs. Explain the intricacies of a life insurance contract. Decide when to cash out of life insurance products. Know who should own and be the beneficiary of a life insurance policy. Explain the role of dividends in a life insurance policy. List the types of life insurance settlement options available to the beneficiary. Explain the ins and outs of purchasing disability insurance.




This is a FlexCast (no exam required) and may be viewed only Monday - Saturday, 5am - 5pm PT. You may take up to one year from the date of purchase to complete the course. Pause your FlexCast and resume at a convenient day during the hours above. Partial credit for 2+ credit courses: If you are unable to complete the course in one sitting, partial credit can be awarded (minimum of one credit). To earn the remaining credits, you must return later and start the course from the beginning. Use chat to ask questions of a subject matter expert during the program.


Leader Bios

Jeffrey Rattiner, JR Financial Group Inc

Jeffrey Rattiner is president and CEO of the JR Financial Group, Inc. which is a multi-purpose firm serving the financial services industry. Jeffrey provides income tax and financial planning and money management services to consumers. HE is the founder of the nationwide Financial Planning Fast Track® educational programs that train advisors to become Certified Financial Planner licensees in an accelerated alternative format. Mr. Rattiner has authored Rattiner’s Review for the CFP Certification Examination Fast Track Study Guide, Rattiner’s Financial Planner’s Bible for John While & Sons, Adding Personal Financial Planning to Your Practice for American Management Association, and Personal Financial Planning Library for Harcourt Professional Publishing. He is also a monthly columnist for Financial Planning Magazine. Mr. Rattiner has served in director capacities in several industry organizations including the Institute of Certified Financial Planners, and the Certified Financial Planner Board of Standards in Denver, CO. and the Personal Financial Planning Division of the AICPA in New Your City.

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Non-Member Price $282.00

Member Price $245.00